Understand the insurance ideas that might matter to you — in just 5 minutes, and in plain English. No confusion, just understanding.
Answer 5 simple questions about your creative work and business structure.
Receive plain-English insights about insurance types relevant to your situation.
Use this clarity to prepare for a broker conversation or explore personalised options.
A creative professional looking to understand insurance before making decisions
Understand the insurance ideas that might matter to you — in just 5 minutes. No sales pitch, no jargon. Just plain understanding so you can make confident decisions.
Purely educational and not advice. Always consult with an FCA-authorised insurance professional.
Start Your Free 5-Minute Check →Understanding what these policies typically cover can help you make informed decisions about your protection.
Covers claims related to professional mistakes, negligence, or advice that causes a client financial loss.
Why creatives consider it:
Common misconception: "I don't give advice, so I don't need this." Many creative services involve professional judgment.
Covers injury or property damage claims involving third parties.
Why it may be relevant:
Common misconception: "I work from home, so this doesn't apply." Even occasional in-person work can be relevant.
Loss, theft, or damage to work-related equipment.
Why creatives consider it:
Common misconception: "My home insurance covers this." Home policies often exclude business use.
Costs related to data breaches, cyber incidents, or system compromise.
Why this may apply:
Common misconception: "I'm too small to be targeted." Small businesses are actually frequent targets.
Protection for injury or illness claims made by people working for you.
Often relevant if you:
Common misconception: "I don't have employees." Paying someone occasionally can still count. In some situations, it may be a legal requirement.
Help with the cost of legal disputes related to contracts, employment, or intellectual property.
Creatives often explore this when:
Common misconception: "This isn't needed for creative work." Contract disputes and IP issues are increasingly common in the creative sector.
When clients require it
When rates increase significantly
When working with global clients
As your business grows
"Finally, something that explains insurance in terms I actually understand! So much clarity."
"I thought I didn't need insurance. This made me realise I actually did - best 5 minutes I've spent."
"The misconceptions section alone was worth it and now I feel confident talking to brokers."
The clarity check takes around 5 minutes. You'll get your summary immediately after completing the questionnaire.
No — this is educational information only. We help you understand insurance topics so you can ask better questions when you speak to an FCA-authorised broker.
No. This provides educational information to help you understand topics. For personalised advice, speak with an FCA-authorised broker who can assess your specific situation.
Yes. Your data from the clarity check is handled securely and used only for your report. We don't share it or use it for marketing.
Pick the closest match. The clarity check is designed to work with your role as you define it. You can always adjust during the questionnaire.
The free clarity check covers the basics. We'll soon offer personalised reports with tailored insights for your specific creative business and insurance needs.
Get a full personalised clarity report tailored to your specific creative business and insurance needs.
Get My Full Report — £15 →Our reports provide general educational information only and do not constitute insurance advice or a recommendation.
OptiPolicy is not authorised or regulated by the Financial Conduct Authority (FCA).
Always seek advice from an FCA-authorised insurance professional before making decisions about your insurance coverage.